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Empower Your Finanical Future

Winners Bank at Heartland

Discover premium benefits tailored for your financial needs with exclusive member advantages. Members save with lower loan rates, higher savings rates and lower fees.

Why members choose us

Join a community built around your financial success. Our members enjoy exclusive advantages designed to help you grow, save, and thrive.

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Member owner

Credit unions are financial cooperatives which means that everyone who banks here is an owner!

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Competitive rates & lower fees

Since credit unions are not-for-profit cooperatives, "profits" are returned to the membership via lower fees and loan rates as well as higher savings rates.

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Member-exclusive events

Connect, learn, and grow at workshops and networking events designed just for members.

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Reach goals

Members get the support they need to reach their financial goals - buying a home, growing their farm business, buying a boat, saving for retirement, or starting a business. We'll help you get there.

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Community support

Active community support ensures that our neighbors live in thriving, growing neighborhoods. We donate to or volunteer at many area events.

More than just a membership

When you join, you're not just a member, you're part of a movement towards financial empowerment. Experience real stories from members who have improved their lives through unique services and personalized care.

Hear from our members

I rely on the DeForest branch when I need anything. The atmosphere at that branch is almost like visiting a good friend. They are super friendly and helpful.
Andrew J., Sun Prairie, Member Since 2016 Sun Prairie
Daniel was friendly, professional, and had answers to my questions and advice on where to put my money. I felt confident leaving my finances in his hands. He did a great job.
Carol B., Belleville, Member Since 2017 Belleville
We appreciated how nice Greg was and that he took the time to get us the best rate possible. We would definitely consider Heartland for our future loan needs.
Carla B., Darlington, Member Since 2018 Darlington

Frequently asked questions

    1. Visit our website or your local branch.
    2. Complete the membership application.
    3. Provide valid ID and proof of address.
    4. Receive your welcome kit and account details within 3-5 business days.
  • There is a one-time membership fee of $25. We offer no monthly maintenance fees on standard accounts. Minimal fees apply for specific services like wire transfers or replacement cards. A full fee schedule is available on our website.

  • Members enjoy priority customer support, exclusive savings rates, access to a fee-free ATM network, complimentary financial planning consultations, and early access to new products and promotional rates.

  • Visit the member portal and click ‘Register’ for first-time setup. Enter your member ID and email, then create a secure password. Once registered, you can access your dashboard to view balances, transfer funds, and manage settings.

Joining is Easy

Become a member in three simple steps and unlock exclusive benefits today.

  • 1

    Complete Application

    Complete your online application in a matter of minutes.

  • 2

    Open your account

    Once we approve your request, make an initial deposit and obtain a debit card to add to your digital wallet.

  • 3

    Enjoy Benefits

    Get immediate access to all your exclusive member benefits.

When you're a member,
you're a winner!

Are you ready to transform your financial future?
Join our vibrant community today and unlock unparalleled financial opportunities.

We are aware of a current text message scam. Please know Heartland will not text you a link to click on. Contact us to verify any questionable texts.