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Agriculture Loans

Your land. Your livelihood.
Let's help it grow.

From real estate to equipment financing, our Ag loans are built for farmers, by people who know farming.

Find Your Perfect Loan

Let us help you find the right financing solution tailored to your specific needs.

  • Finance your land purchase with competitive rates and flexible terms.

    • Competitive interest rates
    • Flexible repayment terms
    • Large loan amounts available
    • Quick approval process

    Experience swift approval and customizable solutions for your land financing needs. Explore options tailored to help you secure the perfect plot.

    Apply now

  • Get the equipment you need with tailored financing solutions. Finance new or used equipment with fixed or variable rates. Enjoy tax-deductible interest while preserving your working capital.

    Apply now

  • Cover your operational expenses with our working capital solutions. Enjoy quick access to funds with flexible use and revolving credit options at competitive rates.

    Apply now

  • Fund your construction project with specialized financing options. Benefit from draw-based disbursement, interest-only periods, long-term financing options, and expert construction lending team.

    Apply now

Planning next season's growth? Let's build the loan around your timing.

What Our Members Say

I've belonged to credit unions for many years. Joining Heartland was quick and easy. I look forward to HCU meeting my needs here in Wisconsin.
Alan H., Tempe, Member Since 2020 Tempe
We moved earlier this year before selling our other house. Paying two mortgages has been challenging. We got a personal loan, with no problem, to keep us on track.
Carl W., Madison, Member Since 2010 Madison
If I was still in business myself I would hire them all immediately based on their customer service skills & knowledge of products. The Deforest staff were impressive!!
Carla H., Deforest, Member Since 2022 Deforest

Expertise you can trust, right from your community

Get personalized support from specialists who understand your local farming practices and are committed to your success.

LisaS-0823

Lisa S.

Whether you’re a traditional farmer, CSA producer, small business owner, or entrepreneur, Lisa is committed to helping you reach your goals. She recognizes that hard work is key to achieving success.

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Leah-McDonald-2022-05-19-Heartland CU201170-highres

Leah M

Leah is ready to support you with your agricultural and small business ventures, helping you manage and reduce risk while finding effective solutions for your needs.

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Benefits of Working With Us

Enjoy streamlined processes designed to simplify your transactions and interactions with us.

Empowering Farmers Every Step of the Way

We understand the unique challenges farmers face and are committed to supporting your journey. Our team is here to guide you through every step of the process, ensuring you have the resources and support needed to succeed.

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We are aware of a current text message scam. Please know Heartland will not text you a link to click on. Contact us to verify any questionable texts.