Protect your payments and focus on recovery
You may face a sudden challenge, such as a major illness, injury, or job loss. Choose Loan Protection so your loan and debt payments will continue while you plan your next steps.
Protects your family
If an accident or medical emergency prevents or stops you from working, your family can be protected from needing to pay your loans.
Protection for multiple challenges
Loan Protection can help with your payments during a myriad of challenges, from sudden unemployment, accidents, serious illness, and more.
Multiple loan types qualify
Loan Protection helps keep payments current for multiple loans, from mortgages, auto loans, personal loans, and more.
Combine with loan coverage
You can combine the cost of Loan Protection with your loan payment so you have fewer payments to manage.
Payments reported to credit bureaus
Your on-time payments will be reported to credit bureaus, which helps maintain your credit score for a bright financial future.
Cancel anytime
If you decide to cancel your coverage, you can do so at any time so you are not paying for insurance you don't want.
Give your family extra financial security
The prospect of a job loss or major illness may cause you anxiety, but Loan Protection can provide some peace of mind. With the help of Heartland's protection services, you can trust that you and your family will have financial support to cover loan and debt payments in a time of need.
Members: take advantage of all the resources available at Heartland that cost you nothing! Being a member gives you access to loads of experience. All you have to do is ask!
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Contact us
Use the Request coverage button to contact Heartland today and speak with a lender about loan payment coverage options.
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Select your plan
After considering your needs, select the coverage option that works best for your lifestyle and budget.
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Protect your finances
Rest easy knowing that in an emergency, your debt and loan payments can be paid while you recover.
Prevent defaulting on your loans
A disruption to your life doesn't have to put your credit rating at risk. Thanks to Loan Protection through Heartland you can have peace of mind during a challenging time.
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All features
Quick and easy claims process
We want you and your family to better focus on your needs, which is why we offer a convenient claims process to quickly and easily file your claim.
Claim form
Up to $100,000 in coverage
If you select the life insurance option for coverage, up to $100,000 of the remaining balance of your loan(s) could be covered.
Up to 12 monthly payments covered
If you choose coverage for an unexpected disability, you could have up to a year of your loan payments covered while you focus on employment and/or recovery.
Can add to existing loan
If you are unsure about which coverage option you want, or decline protection, you can relax knowing that you can change your plan or join at a later time.
Request coverage now
Request Mortgage Appointment
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