Skip nav to main content.
Bill Pay

Make paying your bills easier than ever

With Heartland's Bill Pay in digital banking, you can view your outstanding invoices, set up payment schedules, and much more.

Icons-21

Free

All Heartland Credit Union members can use Bill Pay for free on a mobile device or computer.

Icons-47

Recurring and automatic payments

Use Bill Pay to set up automatic and recurring payments so you can stress less about remembering your weekly, monthly, or annual payments.

Icons-37

Payments up to a year in advance

Get a head start on your financial to-do list. Set yourself up for success thanks to the ability to schedule payments up to a year in advance.

Icons-33

Manage bills in one place

When you sign into Bill Pay, you can view all of your bills, so you will be less likely to miss a payment or let a subscription lapse.

Icons-56

Bill tracking

Be notified about the status of payments and more with automatic alerts and notifications for your account.

Icons-38

Email alerts

Choose to receive email reminders about bill due dates so you are never surprised by your bill due dates again.

Avoid late payments

Stay current on your payment obligations with Heartland's Bill Pay

Stay on top of your recurring bills by setting up automatic payments and email alerts and you'll always be on track. Bill Pay allows you to view all of your bills in one place to reduce confusion and missed or late payments.

Download the mobile app
Elegant Woman Using Smartphone at Home (Envato)

I would be lost without bill pay on our online banking. I can pay my bills anytime that is convenient for me. And I don't need to go to the post office to get stamps!

— Katie K., High Crossing Blvd., Employee Since 2000

High Crossing Blvd.

How it works

Using Bill Pay couldn't be easier thanks to the straightforward registration process.

  • 1

    Sign up

    Sign into your Heartland digital banking and set up Bill Pay by answering some quick questions.

  • 2

    Select payees and schedules

    In Bill Pay, you will select your payees and set up recurring payments.

  • 3

    Pay your bills

    With automatic payments, email alerts, expedited checks, and more, paying bills will be much more efficient.

Top questions about Bill Pay

  • On your desktop computer:

    • Login to digital banking and look for the “Pay & Transfer” tab in the menu
    • Select “Bill Pay”
    • Follow the instructions to setup payees, pay a bill, and schedule bills

    On your mobile device:

    • Login to digital banking via the Heartland Credit Union app
    • Tap the “More” button
    • Select “Bill Pay”
    • Follow the instructions to setup payees, pay a bill, and schedule bills
  • The Pay a Person program allows you to electronically send money to any individual located in the United States. You will not be asked to enter their account number and routing number. Instead – you will be asked to specify how you wish to send the payment. You will be able to send either a secure text message or email communication. With your transfer, you will enter a password that should be provided to the recipient. They will be sent a secure website that walks them through the steps of collecting the money you sent.

  • On your desktop computer:

    • Login to digital banking and look for the “Pay & Transfer” tab in the menu
    • Select “Pay a Person”
    • Follow the instructions to add a recipient and send payment

    On your mobile device:

    • Login to digital banking via the Heartland Credit Union app
    • Tap the “More” button
    • Select “Pay a Person”
    • Follow the instructions to add a recipient and send payment
  • We encourage you to setup your Bill Pay profile. This is a quick and easy way for you to pay your bills online.

    • Electronic Payee: Merchant allows payments to be processed electronically.
      (Processing Time: 1-2 Business Days)
    • Paper Check Payee: Merchant will receive a physical check in the mail delivered by the United States Postal System (USPS).
      (Processing Time: 7 Business Days)
    • Managed Payee: The Bill Pay vendor and the payee have established a relationship to better deliver payments on behalf of the member. The payment address is not displayed to member because the information is considered proprietary information to the vendor.
    • Recurring Payments: User-defined request for automatic payments for a specific payee. The member will define the payment amount, frequency, start date, and end date.
    • Ebill: Payment (bill) information will display within your Bill Pay dashboard. This information will provide you with the important items such as payment date, amount due, and available balance (if applicable).

Take the anxiety out of paying your bills

We strive to provide an easy digital banking experience, and with Bill Pay you can make payments and manage your invoices anytime, anywhere.

You may also be interested in

Digital Banking

Whether you are at home, the office, or anywhere else, you can sign into digital banking and view transactions, transfer funds, manage loans, and more.

Heartland Checking

We make daily account management easier with a checking account that saves you money, from unlimited debit card transactions to free digital banking.

Financial Fitness Coach

Whether you need some assistance creating a budget or you want to boost your credit score, Heartland Credit Union has professional financial fitness coaches to help you.

We are aware of a current text message scam. Please know Heartland will not text you a link to click on. Contact us to verify any questionable texts.